First-Time Homebuyers

We can help you get started.  

It is important to know what you are getting into, and it is important to us that you are educated in the process as we guide you through the journey of buying your first home.  Please reach out through our contact page if you have any questions.

January 15, 2021

When you are applying for a loan, there are many factors that are involved in determining what you qualify for.  A lender looks at your debt to income ratio (DTI) to come up with a monthly payment that is allowable under their guidelines. A very simple more

December 10, 2020

There is no rule or law that says you need to use a Realtor to purchase a home.  You can call the number on a yard sign or internet listing, set up a showing, and make an offer on a house without using the services of more

March 25, 2020

Whether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1 Buying a home is a significant commitment of more

January 20, 2020

Coming up with a down-payment for your home can be a daunting task for a first time homebuyer.  You’ve been planning and saving for months to come up with enough money to make your home buying dream come true. Then you get some great news…a very more

January 10, 2020

It is always best to use a Realtor when you are buying or selling any kind of real estate. The great thing about buying real estate is that the buyer’s agent is free to the buyer.  That’s right! 100% FREE to the buyer!The Seller pays the more

January 10, 2020

There is a lot of excitement that surrounds purchasing your first home, or any home for that matter!  You need to make sure that you are smart about knowing what you can afford and what you are willing to pay before you actually start home shopping. more

January 8, 2020

We get this question all the time, and we should. There are so many people out there that are hesitant to make this big decision…to actually get out there, put one foot in front of the other, and pull the trigger on this huge purchase. And, more

January 23, 2019

Congratulations on the decision to buy a home!  This is a major decision and one that comes with a lot of research and planning, so I’m glad to see you here.  In the following post, I will give you a quick run down of what to more

January 9, 2019

The option period is the buyer’s unrestricted right to terminate the contract.  Like most parts of the Texas One to Four Family Residential Contract (known as “the contract”), this is a negotiable item.  In the Texas One to Four Family Residential Contract, paragraph 23 on page more

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